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Report: American Homeowners Hold Record $32 Trillion in Home Equity

Forward Financial||1 min read

A new report from the Federal Reserve shows that American homeowners now hold a record $32 trillion in home equity, yet traditional lending products remain difficult for many to access.

Key Findings

  • Home equity levels have increased 40% since 2020
  • 65% of homeowners over 55 have significant untapped equity
  • Traditional HELOC approval rates have declined 15%

Forward's home equity investment model offers an alternative for homeowners who don't qualify for traditional loans or prefer not to take on additional debt.

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