How it works
With a Forward Advance, you receive cash in exchange for a portion of your home’s future value.
1
Apply online
It’s free, fast, and easy. See if you prequalify in just a few minutes.
2
Get an estimate
Get a custom offer based on your home's value and equity.
3
Receive your funds
Once approved, get cash in as little as 3 weeks*.
4
Gift to your children
Support their dreams, keep your financial independence.
5
Settle on
your terms
You have up to 30 years or until you sell to settle the Advance.
Forward Advance vs. traditional loans
Understand how a Forward Advance compares to traditional lending options when it comes to accessing your home equity to support your children.
No monthly payments
No debt-to-income requirements
No income requirements
Fast funding
Age eligibility
Flexible qualification criteria
Forward
Home equity loan
HELOC
Cash-out refinance
Reverse mortgage
Why choose Forward Advance?
No monthly payments
Maintain ownership
Live in your home as long as you want with full control of your property
Smart wealth transfer
Tax-free funds to support your children’s major life milestones
Simple qualification
Qualify based on your home’s value, not your income or credit score
Family finance tools
Help your children track and manage their financial decisions
Family stories
The Mendosa Family
Queens, NY
"Forward's tools have opened up honest conversations about money in our family. It's not just about the loan, but about building financial responsibility together."
The Smith Family
Boston, MA
“Forward allowed us to help our daughter buy her first home without touching our retirement savings. It's given us peace of mind knowing we could make a difference in her life today.”
The Williams Family
Newton, MA
“We compared Forward Advance to a HELOC when we wanted to help our daughter start her business. The no-monthly-payment feature of the Forward Advance really sealed the deal for us.”
FAQ