Forward Access

A home equity investment designed for families who want to share wealth across generations.

What is Forward Access?

Forward Access is a home equity investment (HEI) that allows parents to unlock a portion of their home equity and transfer it to their children—without taking on debt, without monthly payments, and often tax-free.

Unlike traditional home equity loans or lines of credit, Forward Access doesn't require monthly payments. Instead, Forward invests in a portion of your parents' home equity and receives its share when the home is eventually sold.

Learn how it works

Key Features

No monthly payments or interest charges
Tax-free wealth transfer to children
Parents maintain full home ownership
No impact to parents' retirement savings
Flexible use of funds for any purpose
Transparent terms and pricing

Forward Access vs. Traditional Options

Feature	Forward Access	HELOC	Cash-Out Refi
Monthly Payments	None	Yes	Yes
Interest Charges	None	Yes	Yes
Debt on Record	No	Yes	Yes
Tax-Free Transfer	Yes	No	No
Retirement Impact	None	High	High

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